Have you ever considered getting dog insurance to cover the medical expenses and veterinarian care that your dog or puppy may need in the near future? The truth is that most pet owners do not consider taking out dog health insurance until they experience an unplanned visit to the veterinarian to treat an injury or illness, which ends up costing hundreds or thousands of dollars.

Have you ever suffered a broken bone yourself? Well, your dog is no less likely to do so. Dog bone fractures occur across the spectrum, as well - a dog that stays indoors is not much less likely to break a bone as a dog that spends all his/her time in the backyard. And broken bones of course also occur elsewhere - when you're out walking, or running, with your dog, or if your dog takes off on a jaunt of his own, as many do if they get half a chance. And broken bones are not cheap. The avery vet bill for a broken leg is almost one thousand dollars.

Dog Health Insurance

As with any insurance plan, the types of coverage offered and the prices for these premiums will vary from company to company. However, you can expect the top dog insurance plans to offer coverage on the following veterinarian services:

Spaying and Neutering: As you know, all dogs (except those being professionally bred, or shown) should be de-sexed. Many dog insurance policies cover the entire cost of spaying and neutering, which is great, because those procedures cost at least a couple hundred dollars for a straightforward operation - never mind if your dog experiences expensive complications, which can happen with any surgery.

Prescription Flea Control: Some dogs just don't respond adequately to over-the-counter flea remedies. And fleas must be taken seriously, not only for your dog's comfort, but because they also carry various diseases and encourage other parasites. Dog insurance plans may cover the costs of the more potent prescription flea control products.

Annual Examination: Whether or not your vet has conned you into thinking that annual vaccinations are essential for your dog, the annual examination is a necessity. It will identify minor health problems before they become major health problems, and treatment can start while there's still a good prospect of success. Your dog insurance policy should cover the annual exam.

Heartworm Treatment: If your dog is diagnosed with heartworm, immediate treatment is required. And it's expensive. Although it's certainly by far preferable to avoid the heartworm infestation in the first place by using heartworm prevention, your dog insurance should in fact cover the cost of heartworm treatment should the need ever arise.

Pathology Lab Fees: Blood tests and other lab work is covered by most dog insurance. You never know when blood work will be needed, and it is important in quickly identifying serious conditions such as heartworm and dog diabetes.

Teeth Cleaning: If your dog suffers periodontal disease, or you are unable to keep his teeth clean by other means, surgical teeth cleaning is often required. And because it's performed under anaesthetic, it's pretty expensive. Good news - your dog insurance should cover this, too.

Hospitalization Costs: Your dog may need to be hospitalized if he becomes ill or if he is injured. We already know that injuries are a considerable expense. And yes, hospitalization is an additional impost. Make sure you pick a dog health policy that covers hospitalization (all the good ones do).

For dog insurance facts and other options for ensuring your pet's health, choose a cheap dog insurance to suit your financial circumstances.

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Written by Geraldine Dimarco using tags: cheap dog insurance, dog health insurance, dog insurance, pet care insurance, pet health insurance, Pets

Most dog owners never consider dog insurance until they're faced with a large veterinary bill. And the fact is that you can never foresee when you'll need to seek veterinary care, or how much it will cost. Not infrequently, a visit to the vet to treat an injury or an unexpected illness can cost hundreds, or even thousands, of dollars. Ouch!

How easy would it be your dog or puppy to break his leg? It happens every day, regardless if these pets stay indoors or are allowed to roam free in the yard. And can you guess how much it will cost you out-of-pocket? The average veterinarian costs for a broken bone is around $900. The monthly premium for dog insurance is pennies compared to such an expense for medical care.

Dog Insurance Options

As with any type of insurance, dog insurance types vary from company to company. Some label their products as pet assurance, as opposed to pet insurance, but it's pretty much the same type of cover. Either way, you can expect most dog health insurance plans to provide coverage for the following:

Spaying and Neutering: As you know, all dogs (except those being professionally bred, or shown) should be de-sexed. Many dog insurance policies cover the entire cost of spaying and neutering, which is great, because those procedures cost at least a couple hundred dollars for a straightforward operation - never mind if your dog experiences expensive complications, which can happen with any surgery.

Prescription Flea Control: Most dogs remain flea-free with Frontline and similar flea control products that are available over the counter at your veterinarian (or at pet stores or online). But a few dogs have ongoing problems with fleas such that prescription flea meds may be required. Most dog health insurance plans cover these prescription flea control meds.

Annual Veterinary Examination: This is essential for all dogs, even if you think your dog is in peak health. The annual checkup can identify illness and disease before it progresses into something much worse, so that treatment can start at the earliest opportunity. Many dog insurance policies cover the annual veterinary examination costs.

Heartworm Medication: Should your dog be diagnosed with heartworms, the medication needed may also be covered by most dog insurance plans.

Lab Fees: Blood tests and other lab work should also be covered by most dog health insurance plans. Such tests may include blood work for worms, diseases, and abnormalities with pregnancy.

Teeth Cleaning: If your dog suffers periodontal disease, or you are unable to keep his teeth clean by other means, surgical teeth cleaning is often required. And because it's performed under anaesthetic, it's pretty expensive. Good news - your dog insurance should cover this, too.

Hospitalization Fees: Accidents and illnesses do have a habit of occurring when you least expect them. And they can be very expensive, as already noted. There is also the possiblity of complications of other procedures, such as de-sexing procedures or even teeth cleaning. Complications of surgery may require that your dog have blood transfusions or be monitored in intensive care. Now that's a big expense. So instead of being landed with an exorbitant vet bill, your dog insurance will cover you.

For dog insurance advice and its alternatives, choose a dog health insurance for every financial circumstances.

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Written by Geraldine Dimarco using tags: animals, cheap dog insurance, dog health insurance, dog insurance, Dogs, Home, home and family, pet care insurance, pet health insurance, pet insurance, Pets